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Financing

International Greenhouse Company (Greenhouse Megastore) works with HFS Financial and Direct Capital to provide financing to homeowners and businesses.

Fill out the Credit Application to get started.


Homeowners

Get Started

Fill out the Homeowners Credit Application.

Apply Now

What We Offer

  • Home Improvement Loans for all 50 States with no equity required and no money down financing
  • Borrowers 62 or older, No Income/No Credit Qualify, Equity driven!
  • $10,000-$100,000 program unsecured rates start at 12.25%-17.99% terms up to 15 years (NO EQUITY REQUIRED) (No pre-payment penalty) scores from 620 & up (no late's on the mortgage, (last 2 years) collections, charge offs, BK's, short sale, or loan modifications in the last 3 years.
  • $25,000 unsecured rates start at 9.99% terms up to 7 years (NO EQUITY REQUIRED) (No pre-payment penalty) scores from 725
  • up to $10,000 Credit Card- MasterCard or Visa, with 0% APR (12-18 months) (This is basically FREE money for almost 2 years) (Minimum monthly payment is required) scores from 740
  • 1st mortgage refinancing FHA,VA, Conventional & Reverse Mortgages

Businesses

Get Started

Fill out the Business Credit Application.

Apply Now

Why Direct Capital?

  • Instant financing up to $100,000 with no financials required
  • 24-hour turnaround on your application
  • Deferred and seasonal payments to match your cash flow cycle
  • Financing terms from 12 - 60 months
  • Add or upgrade equipment over time w/ simple 1 page document
  • Flexibility in building a program that meets your specific needs