• About Us
• Contact Us
• Return Policy
• Terms & Conditions
• Privacy Statement
• Catalog Request
• Testimonials

• Newsletter
• Financing
• Technical FAQ
• Greenhouse Books
• Greenhouse Brands
• Wish List Search

Stay Informed!

Get Started

Fill out the Homeowners Credit Application.

What We Offer

• Home Improvement Loans for all 50 States with no equity required and no money down financing
• Borrowers 62 or older, No Income/No Credit Qualify, Equity driven!

• $10,000-$100,000 program unsecured rates start at 12.25%-17.99% terms up to 15 years (NO EQUITY REQUIRED) (No pre-payment penalty) scores from 620 & up (no late's on the mortgage, (last 2 years) collections, charge offs, BK's, short sale, or loan modifications in the last 3 years.
• $25,000 unsecured rates start at 9.99% terms up to 7 years (NO EQUITY REQUIRED) (No pre-payment penalty) scores from 725
• up to $10,000 Credit Card- MasterCard or Visa, with 0% APR (12-18 months) (This is basically FREE money for almost 2 years) (Minimum monthly payment is required) scores from 740
• 1st mortgage refinancing FHA,VA, Conventional & Reverse Mortgages

Get Started

Fill out the Business Credit Application.

Apply Now

Why Direct Capital?

• Instant financing up to $100,000 with no financials required
• 24-hour turnaround on your application
• Deferred and seasonal payments to match your cash flow cycle
• Financing terms from 12 - 60 months
• Add or upgrade equipment over time w/ simple 1 page document
• Flexibility in building a program that meets your specific needs