Homeowner Financing

Greenhouse Megastore works with HFS Financial to provide financing to homeowners. Looking for financing for your business?

Homeowners Credit Application - Get Started — Apply Now

What They Offer

  • Home Improvement Loans for all 50 States with no equity required and no money down financing
  • Borrowers 62 or older, No Income/No Credit Qualify, Equity driven!
  • $10,000-$100,000 program unsecured rates start at 12.25%-17.99% terms up to 15 years (NO EQUITY REQUIRED) (No pre-payment penalty) scores from 620 & up (no late's on the mortgage, (last 2 years) collections, charge offs, BK's, short sale, or loan modifications in the last 3 years.
  • $25,000 unsecured rates start at 9.99% terms up to 7 years (NO EQUITY REQUIRED) (No pre-payment penalty) scores from 725
  • up to $10,000 Credit Card- MasterCard or Visa, with 0% APR (12-18 months) (This is basically FREE money for almost 2 years) (Minimum monthly payment is required) scores from 740
  • 1st mortgage refinancing FHA,VA, Conventional & Reverse Mortgages
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